Overview
No, Upstart does not accept loan applications over the phone. To ensure a fast, secure, and efficient process, all loan applications must be submitted online through our website or via the Upstart mobile app.
Completing your application online allows for:
- Instant rate checks – See your estimated loan offers in minutes.
- Secure processing – Submit your information through a protected, encrypted platform.
- Faster decisions – Receive an instant decision without waiting on hold.
How to Apply for a Loan Online
Applying online is simple and can be completed in just a few steps:
- Visit Upstart.com or the Upstart mobile app.
- Click "Check Your Rate."
- Provide basic information, including loan purpose and amount.
- Follow the guided steps to complete your application.
You can also use these direct links for different product types to quickly navigate to the rate check you are looking for:
- Check your Personal Loan rate now
- Check your Auto Loan rate now
- Check your Relief Loan rate now
- Check your Cash Line eligibility now
Need Help?
If you have any questions while applying, check our Contact Page for assistance.
