Overview
After refinancing your auto loan, your vehicle title must be updated to reflect your new lender as the lienholder. While Upstart Auto Refinance works with your state’s Department of Motor Vehicles (DMV) to process this change, there may be instances where you need to update or correct your title information.
When You Might Need to Update Your Title
✔ Your name is incorrect or has changed (e.g., due to marriage or legal name change).
✔ Your vehicle is registered in a different state and requires a title transfer.
✔ You need to remove a co-owner or update ownership details.
✔ Your title update is taking longer than expected, and you need status confirmation.
How to Request a Title Update
If you need to update or correct your vehicle title after refinancing, log into My Account and visit the Contact Us section to find the correct contact details for your loan servicer.
💡 Tip: Title processing times vary by state, so it’s important to respond promptly to any requests for additional documentation.
What to Expect During the Title Update Process
✔ Upstart Auto Refinance works with your state DMV to process title updates and transfers.
✔ If your state requires additional documents, you may be asked to provide proof of insurance, registration, or a lienholder authorization form.
✔ Title transfers can take several weeks depending on your state’s DMV processing times.
Next Steps
If you have questions about your vehicle title update, check your My Account dashboard or contact your loan servicer for assistance.
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