Cash Line: How to take a draw

Overview

📌 Note: This article applies specifically to Cash Line accounts.

To take a draw from your Cash Line, your account must be in good standing. This means your subscription must be current and your draw payments must be up to date. 

How to Take a Draw

To request a draw:

1. Log in to the Upstart mobile app.
2. Navigate to the Cash Line tile on your home screen.
3. Select Get Cash.
4. Enter the amount you would like to draw from your available credit.
5. Review your draw amount, repayment date, and linked bank account.
6. Confirm your request and accept the terms.

What to Expect Next

• Your payment due date will be shown before you confirm your draw.
• Funds may be available shortly after processing, depending on your bank.
• If instant funding is not available, funds are typically received within 1–3 business days.

Important Notes

• You can have multiple draws within the same billing cycle, up to your available credit limit.
• As you make payments, your available credit is restored, allowing you to request additional draws without paying off your full balance first. — please allow up to 3 business days for this to become available.
• Draws are subject to your available credit and account eligibility.

Next Steps

After receiving your funds, monitor your due date and repayment details in your account to stay on track.