Overview

You can prepay your loan in full or in part at any time without any prepayment penalties. If you’re considering paying off your loan early, you can find your exact payoff amount in your loan account.

Where to Find Your Loan Payoff Amount

To calculate your total payoff amount, follow these steps:

1. Log in to your account at Upstart.com.
2. Navigate to the Repayment section of your loan dashboard.
3. Click “Pay Off Loan” to see your total payoff amount as of today, including any accrued interest and/or unpaid fees.
4. If you choose to proceed, you can make a payment for the full remaining balance directly from your account.

Important Considerations

• The displayed payoff amount assumes all scheduled payments have been successfully processed. If any payments are canceled or fail, the payoff amount will change.
• If paying by check, you may need to request a payoff statement valid for a set period. Please refer to your loan account for details on where to submit check payments.
• Mailed payments are processed based on the date they are received, so allow 7-10 business days for transit and processing.

📌 Related Articles:

• Making Additional or One-Time Loan Payments
• How to Link a Bank Account Securely for Loan Payments
• Loan Disbursement Timeline: When You’ll Receive Funds